A 2007 survey listed the average monthly income in Hong Kong as HK$10, 100.
But 24% of people are below the average income.
Since the handover income in Hong Kong has increased by 1%.
But in 2007 alone, house prices shot up by 15%.
In an overcrowded Hong Kong a flat of 600 square feet costs over HK$7 million.
Flats with harbour views can reach up to HK$30, 000 (US$3, 200) per square foot.
In a crazy city..
If one is to survive,
one has got to be even crazier.
Based on true events.
"852" Films Ltd. Presents.
A Making Film Productions Ltd. Production.
A Pang Ho-cheung Film
Josie Ho.
Eason Chan
Derek Tsang Lawrence Chou
Michelle Ye Sinn Lap Man.
Song Xiao Cheng Zhou Chu Chu
Norman Chui Siu Keung Paw Hee Ching.
Lo Hoi Pang PHAT.
Juno Mak Felix Lok Wong Ching.
Director of Photography: Yu Lik Wat Gaffer: Wong Chi Ming.
Art Director: Man Lim Chung.
Sound Design Tu Duu-Chih.
Visual Effects: Ho Pui Kin, Leung Wai Kit, Ng Yuen Fai & Bart Wong.
Special Make-up: Vitaya Deerattakul & Andrew Lin.
Action Choreography: Chin Ka Lok & Wong Wai Fai.
Original Music: Gabriele Roberto.
Editor: Wenders Li (H.K.S.E.)
Associate Producer: Kenny Chan.
Line Producers: Derek Tsang & Jimmy Wan.
Executive Producer: Andrew Ooi.
Co-Producer: Raymond Phathanavirangoon.
Producers: Conroy Chan, Josie Ho & Subi Liang.
Written by Pang Ho-cheung, Derek Tsang & Jimmy Wan.
Original Story Produced & Directed by Pang Ho-cheung.
Good morning, Sir.
May I speak to Mr. Sid?
Yes, I'm calling from Jetway Bank.
Thank you for choosing our company's banking services for so long.
Since you have become a VIP customer,
I would like to present you with a reward plan...
Good afternoon, Sir.
Am I speaking to Mr. Ou Ka-ming?
Yes, how are you? I'm calling from Jetway Bank.
Thank you for choosing...
Actually it's a sort of back-up in you're account.
We won't charge you anything if you don't use a penny from it.
You only need to pay interest when you start using that money.
But the interest rate is rather low now,
only one dollar a day.
It means, it all depends on how long the loan is for.
For example, if the loan is eight days long, then...
Because you are our customer',
that's why we have your phone number...
Yes, sorry Mr So.
That I've bothered you.
We'll never call you again. I'm sorry.
If someone wants to borrow money
and someone wants to lend money.
Then no one loses.
If someone cant pass the TU credit report,
it means they can't pay off the debt.
Li's almost like we're driving people into a kind of hell...
If our clients cant pay the debt,
our bank will simply sell the debt to some loan-shark companies to sort it out.
It's the same story.
Let's just sell all these papers to Man's cousin.
As if we were saving his life.
Let me think about it.
It's a simple maths question.
What we got from our usual clients.
We only make HK$6,000 each, per one million loan.
Now every one of us makes $8,000.
No question at all.
Let's get a massage after work. We can talk about it then.
Yeah, sure.
No, I've got to work tonight.
You're going to exhaust yourself!
Cut it out, let's go.
This is the newly-arrived brand, Mata Hari.
The whole collection is on special offer.
This is the latest woven leather fashion from Italy.
Please try it.
Hi, I'm off, what about you?
Why don't we go get some dessert?
I'm not off yet.
Why don't you get some first and wait for me in the hotel room?
Alright.
Miss, hourly or overnight stay?
- Hourly. - This way.
Miss, Your surname?
Chan.
How much?
$380.00
Keep the change.
Thank you.
Could you keep this in the fridge for me?
I'll have it later.
Sure.
Remember to close the door.
Thanks.
I held it all the way in the taxi.
Didn't you say you'd be quick?
Those Korean guys are crazy.
They can drink for the whole night.
They drank 8 bottles of whisky tonight!
Only 6 of them.
It's like a competition.
Have some tea.
Thanks.
I got a joke.
A client, who just broke up with his girlfriend...
He's Korean.
You know Korean men...
Like to beat women.
He's been seeing her for two years.
They planned to get married.
Just a couple of days ago, the girl wanted to break up.
She said he didn't care about her enough.
The Korean guy asked her why.
She said, "If you do care about me,
"then why don't you beat me?
"You've never beaten me, not even once, in the last two years.
"I'm always out late, but you never beat me.
"I goto night clubs and flirt with other guys, and you still don't beat me!
"That means you don't love me at all. Let's call it off."
Hello?
Yes, I'm in a meeting.
No, I'm in the toilet.
Yes, I'll be back soon.
Tell our little girl to goto sleep.
That's it.
Excuse me.
What' the matter?
I want to know, the man who came for me last night,
what time did he leave?
That man? He left at about 2 am.
Thank you.
Miss.
You haven't paid yet.
I paid you last night.
Yes, but you only paid for the hourly rate.
But you stayed overnight and that man didn't pay anything.
Hello, cousin.
Here you go.
As usual, $6480 divided into 5, how much is that?
Cant you see that I am doing it already?
$6,480 divided by 5.
Means each share is $1,296.
Man takes two shares, we each take $1,296.
You two are just like Bonnie and Clyde.
Man takes two, meaning you two take three?
Mind your own business. This is our arrangement.
Hey Man, it costs quite a lot to keep a woman.
That's because I provide him with extra service at night.
Cut it out, no one wants to know.
Hey how about we go to Tokyo at Easter?
Last time I found a very cheap hotel in Kabukicho.
Only 7,000 yen per night.
Wow, Kabukicho? Nice.
Don't even think about it, or I'll cut your dick off!
Are you coming too?
No, I'm not. You guys have fun.
Come on, we earn money to spend money!
It'll only take a few days to spend all my savings.
No, I'm not going. I want to save up and buy a flat.
Where do you want to buy?
No. 1, Victoria Bay.
Come on, that one is so far away and expensive, why?
She's got a childhood obsession with that place.
Life is too short. I don't want to waste my life on a mortgage.
So, are we going or not?
Absolutely Let's go wild!
And you?
You guys enjoy it.
He's off to China to play golf with his boss at midnight.
And then he goes to his factory for meetings.
Then at night, he goes to Karaoke with his boss.
Doesn't his boss have a home to goto?
No one is that energetic!
What kind of golf game lasts for 4 days?
You know all men care about is the 19th hole.
They don't really care about the first 18.
They always say that golf courses are better in China.
But they're really there for the prostitutes.
Why didn't Emma's boss come back home?
My boss doesn't come home either.
One night I heard him whispering on the phone in the kitchen.
He must be keeping a mistress somewhere.
I don't care if he messes around with prostitutes.
I treat it as if he's exercising.
I'm more worried that he has a mistress.
Just like your husband.
You bitch.
Sorry sorry.
Well, what's going on between your husband and that woman?
He's earlier than usual.
I'm off now.
Hello.
Hello, what are you doing? Why are you so quiet?
I'm working.
I forgot to tell you...
Bring me 2 bottles of whisky when you COME Up.
The corkage ls really expensive here.
Smuggle them in. OK?
OK.
Hey buy me two packs of cigarettes.
You hear that? Two packs of cigarettes.
Boxes.
OK, I got it.
Remember to get here before 12. We have a cake to cut.
And don't let the waiters see you smuggling OK?
How long until you get here?
I'll call you when I arrive.
Help...Help...
Help...Somebody help!
Help!
1991
Hello? Hello?
Can you hear me? Can you hear me?
Yes, I hear you.
Have you ever seen a water snake? Over.
What is a water snake? Over.
A water snake is a species of snake. It's long and big.
Sweetie, go downstairs and tell Grandpa it's supper time.
I'm off, I have to go downstairs.
Bye-bye. Over.
Grandpa.
Mum says dinner is ready.
Come. Sit by me.
I don't know if you'll be able to see the sea from here when you grow up.
Oh, Grandpa.
When you were a sailor, did you ever see a water snake?
Why do you ask?
Jimmy said there is a water snake in his house.
Sheung....
If we have to move,
where would you prefer?
I don't want to move.
I couldn't play with Jimmy any longer.
And you can't see the sea.
Holy Mother,
I pray we can have a flat with a sea view.
Then Grandpa won't have to walk to the harbour everyday.
He used to be a sailor so he loves the sea.
No, we are not moving! He used to be a sailor so he loves the sea.
No, we are not moving!
No, we are not moving! Then I won't have to go to look for him every day.
Then I won't have to go to look for him every day
I don't want to move.
Holy Mother if you can hear my prayer
and Nil our windows with a sea view that would be great.
In the name of the Father and of the Son and of the Holy Spirit.
Amen.
Honey.
Do you think they'll get caught?
Ridiculous. They won't get caught.
Even if they do. Who dares go and identify them?
Aren't you afraid they might come back for revenge?
Fuck it.
Hong Kong is going to be hijacked by property developers soon.
Soon?
They've fucking hijacked ii already.
Kids are around. Stop swearing.
Fuck your mother!
You damn gangsters!
Fuck you!
Don't you fucking run away arsehole!
Fucking gangsters!
Stop running! You son of a bitch!
Why's your place so dark? Over...
My dad said some arseholes have cut our wires. Over...
Oh, you swore! Over...
That's what my dad calls them.
"Arsehole" is not a swear word. Over...
So why did those Ass-0...
Cut your electrical wires? Over.
Dad said they want to force us to move.
If we move...
Then those arseholes can destroy our building. Over...
Oh you swore again. Over...
No, "arsehole" isn't really a swearword.
Hey why don't we drop the word "over" at the end of a sentence?
Let's say "arsehole" instead. Arsehole.
No... Over.
Come on, let's use "arsehole" together. Arsehole.
Then when will you move.?
Arsehole.
My dad said pretty soon. Arsehole.
Where will you move to? Arsehole.
I don't know. Arsehole.
Hey do you hear me? Arsehole.
Holy Mother
I have decided I don't want a sea view now.
Please don't let Jimmy move away
I don't want them to move.
I 'd rather go to look for my Grandpa every day.
Don't make Jimmy go.
Jesus Christ
you are the Lamb of God. You take away the sin of the world.
Please, with the grace of God
please bring the Holy Father into my heart.
Please with your Holy Blood
wash me wholly from my sin.
Cleanse me from within.
Amen.
The government are a bunch of gangsters The government collaborates with property tycoons to evict us.
The government collaborates with property tycoons to evict us
1997
Oh darling, don't be ridiculous, alright?
Haven't I told you not to call at this time?
Because my wife... yes...
Haven't we just seen each other?
How can you miss me already?
Yes, of course I miss you.
Alright, behave yourself for the next two weeks. OK?
Haven't we settled this?
It was fine before!
She's having a baby!
I have to be here with her.
Yes... you be good.
Don't talk nonsense.
Once she's finished, I'll be right back with you.
Give me a kiss.
Honey..
Honey!
Honey what the hell has happened? Honey..
Honey wake up!
2004
Thrust the sword and rip hell open. Rise to Heaven.
1999
Sweetie.
Come. Take a look for me.
Is there a splinter in my finger?
Let me have a look.
Ouch! Here it is.
No wonder I felt pain while mopping the floor.
Mum...
I want to quit school.
Why?
You just got accepted at university! Why quit?
I want to get a job to help the family.
Have another think about it.
I have let you down.
I promised you before...
To buy you a new flat.
Even now,
I still haven't achieved that.
I am sorry.
Take it, Mum.
Mum, Take it!
Miss, Miss, who are you visiting?
I have an appointment to view Flat SB.
I haven't been notified.
I am sorry Miss Cheng, I am late.
We made an appointment to view the flat.
Which estate agent?
The Great Wall Properties.
Hello? I'm in the elevator. The signal is weak.
Yes. I'm good as long as we play Majong.
When?
My husband? Forget about him. He rarely sleeps at home.
Me? I'm always home alone.
Who knows what game he's playing? He's gone before dawn.
What about Dad?
Dad is over here. Come with me.
I want to save this room for Dad.
How is it?
OK.
Here's the washroom.
You have a look around.
What did the seller say?
I am sorry Miss Cheng.
They're sticking to their asking price.
Not much I can do.
But frankly it's a reasonable price.
Think about it. We've seen so many flats.
This is the best, isn't it?
How about Flat D, would you consider that?
It's facing inwards, so no.
OK, if you insist.
This is the most suitable one for you, Miss Cheng.
To be honest, we are not the sole agent.
Other agents come with many clients.
I understand. Let me think about it.
Make it quick, don't wait till next week.
Excuse me, I've got to answer this.
Hello? Miss Lau, How are you doing?
Yes. That flat is 750 square feet with 2 bedrooms.
Yes. With an en-suite.
Well, the price is really good.
You cant ask for more than that.
Sure, anytime.
Call me anytime if you have a problem.
What do you think?
How do you do it?
It's simple.
So, what do you want to do?
Anything suits me.
Then nothing is better than...
A foursome!
A foursome? ...We can play all together.
Woah! No, no! Stop! Don't throw up!
Here's the towel.
She wants to go back to the hotel.
What? Really?
Come on, don't spoil the moment.
Get up, let's party!
Stop. Leave her alone.
Why don't you sleep first? I'll be quick.
What now?
We can still have a threesome.
No. Great!
Why not?
How about I do her first, you go second?
Fuck off. Why are you first?
Because you don't want to have a threesome.
That doesn't mean you get to go first!
I'm the one who found these girls.
Blondie.
Open the door.
Come on.
Hey you arseholel.
What's up, bitch? What's up?
What the fuck have you been up to?
You took fucking ages!
I wasn't that long.
Where's On-Jai?
He's in the bedroom, shagging.
So much fun!
What about you?
Wow, who's this?
We planned to have a foursome
but she's too drunk for that.
You can still have a threesome.
I was up for it! He's the one with the problem!
Last time in Taiwan, we took a girl back to the hotel,
and there was an accident.
What happened?
Last time we both had a girl...
Back at the hotel,
when I was screwing her...
Pretend you're On-Jai...
You're in the front..
The girl's lying down, giving you a blowjob...
And I am screwing her.
The girl is my friend's cousin or something,
so I didn't want to blow it in her.
As I was about to blow...
He was having a great time...
And had his face buried in her tits.
As I pulled out and blew...
It went all over his face!
Oh, shit!
Yeah, exactly!
You got plenty of it?
Where is the package?
Here you are.
What is it?
Great shit. Hottest in L.A.
Strawberry Coke.
So cute?
Isn't it?
Let me heat it up first.
Hey can I touch her?
Help yourself.
Excuse me.
What the fuck are you doing?
You son of a bitch.
A volcano? Can I make myself one?
Help yourself.
- How much is it? - $1500.
- Here you go. Exactly. - Thank you.
Thank you.
This girl is hot.
Yeah. But she's so drunk. What can you do?
She's nice.
Hey! Blow some coke into her nose.
Can I do that?
My friends told me it works.
In time with her breath.
Hey!
Come on, get up, let's play..
Oh, shit! All over your pants.
You arsehole.
I need to clean this up first.
I have to goto Central to fetch some stuff for my boss.
Hey I'm going now.
What happened?
1-rev!
Hey..
No, no! You've got the wrong person!
I'm only a delivery boy It's none of my business.
You've got the wrong person!
When will you finish? I want to go back.
I don't want to play.
Who are you?
Hey.
Can you please tum down the TV a bit?
Did he wake you up again?
It's the weather. My throat is itchy.
Get changed.
I'll take you to the check-up.
Boss is looking for you. When will you be back?
Mum, Sis hit me.
Hey kids. Stop fighting.
Sis hit me.
Hey! Stop it. Where is your Mum?
You shut up!
Stop fighting.
What's the matter?
1-rev!
Don't bully your brother.
What are you doing?
He messed with my cards first.
What cards? Let go.
Leave him alone. You are hurting him.
What are you doing? Let go.
How dare you!
He messed with my cards first.
Have you lost your mind? You hit her so hard!
Sheung!
Let her go. Don't make a fuss out of nothing.
What's wrong with sharing a room with her brother?
You've spoiled her!
Let's go home.
Dad is useless.
You study hard...
And do your best.
When you make money in the future,
you Can have you're OWN room.
Miss Cheng.
What did your father used to do?
He worked as a builder.
For how long?
About...
20 years.
Now we have the test results and X-ray..
He's confirmed with Mesothelioma.
It's a kind of complication of Pneumoconiosis.
It could have been due to his long time working on building sites.
He must have inhaled large amounts of asbestos and grit.
He might need a thoracotomy and chemotherapy afterwards.
According to the hospital report,
in September 2004,
your father went to Kwong Wah Hospital.
But in the medical policy subsequently purchased in 2005,
you didn't declare this as a part of his medical history.
You can review that medical policy
I've brought a copy myself today.
Do pay attention to this one particular term.
It clearly says, if you haven't declared your Dad's medical history
before you purchased the plan for him,
if we discover it afterward.
Faster...Faster...
I want to borrow some money.
What for?
My father needs an operation.
But it's not covered by the insurance.
Plus all other medical expenses.
They come to more than $120,000.
Haven't you saved up some money over the years?
But that's for the down payment for the new flat.
You can buy a flat anytime.
Of course, your Dad's operation is more important.
But it's taken me a long time to save up this money
I'll buy that flat very soon.
I honestly think,
even if your Dad wasn't sick,
you shouldn't buy it at this moment.
But all the experts say it's a good time to buy.
Experts? They talk bullshit.
The market will go down. Definitely.
Who will buy at the highest point, except fools like you?
Why don't you think about it later?
Not that I am unwilling to lend you the money
I don't know how to take it out.
She'll definitely question me.
Just tell your wife you've lent the money to Big Keung.
How could she believe that I would give the money to that guy?
Give me some time,
I will sort it out for you.
As the Queen's pier is to be demolished soon,
the activists' occupation campaign continues.
Facing the powerful police...
As long as we stick together
we'll win.
Activists have been on hunger strike for three days.
Doctors are satisfied with their health conditions.
Some of the local activists,
have gone on hunger strike for over 80 hours.
Are they still there?
Still smoking? It'll be the death of you.
Why did you go to the hospital without telling me?
What are you talking about?
In 2004.
They said you went to hospital in 2004.
The doctor has already said, you were diagnosed with Pneumoooniosis.
You didn't tell me about that.
What's the matter? I was only coughing a bit. That's all.
The doctor already confirmed you were sick.
But you never went back for check-ups.
What's the big deal anyway?
Because you didn't tell me about it,
I didn't declare it when I purchased the insurance.
So your operation is not covered.
What's the big deal?
Then leave me alone. Let me die!
Why are you shouting?
You raised your voice first! What's the big deal?
Just forget it.
Why didn't you say so earlier? Then I'd stop paying.
Why have I bothered to pay for the insurance for all these years?
It's Tine. Goto sleep.
Come in.
Sir, can I talk to you for a second?
Take a seat.
Sir, what I told you last time...
You hardly qualify for a mortgage.
No, if you can value the price a bit higher,
I can arrange for a higher loan with the bank.
It's not about valuation.
Let me spell this out for you.
The flat's value has been estimated at $5.2 million, right?
Lei's say the seller asked for $6.5 million.
The bank would lend 70%.
$4.55 million.
The loan tenure is 30 years.
You'll have to pay back $18,000 per month.
It's a huge sum. How can you afford that?
Yes, I can afford it.
I've got 2 part-time jobs.
What part-time jobs?
Do you get auto-paid every month?
Nothing really counts except auto-pay.
But that flat is really cheap.
Only $8,000 per square feet, with a sea view.
Price is not the issue.
The issue is how you afford it.
I don't get it.
Why are you obsessed with buying No. 1 Victoria Bay across your street?
If you buy a cheaper one,
it'll ease off your financial burden.
Have a think about it.
Why stretch yourself too far?
You got an awful lot...
Sorry Miss Cheng.
I'm late. Again.
Doesn't matter. What would you like to drink?
I'm fine.
Have you brought all your papers?
Yes, I have.
Give them to me.
Birth Certificate, Death Certificate, OK.
I have lilied in the claim form for you.
Please sign here, next to this cross.
And I'll sign the witness part. Alright, the paper work is done.
Excuse me, Richard.
When will I receive the cheque?
I'll go back to my office right away and work it out.
It takes about 10 working days.
I'll call you, as soon as the cheque is ready.
That's great.
Thank you. Bye.
Nelson? It's me, Miss Cheng.
You took me to see SB in Victoria Bay the other day.
Yes. Would you ask the seller... what's their name?
Mr and Mrs Tsang.
Please tell them.
I will take it.
Yes...
I can come to your office and pay you the initial deposit today.
Yes.
Right. On the 30th.
I'll come up to the law Firm and pay the further deposit on the 30th.
Sis.
Are you hungry?
No, I've had some food.
What is this?
Look at this.
How long ago was this?
19877
No. 1988.
Uncle John got married.
Really?
I've spotted a flat across the street. We'll move over soon.
Do you have enough money?
Don't worry I can handle it.
Open the door!
I know someone is in there.
Open the door! Police!
Open it!
Miss Cheng. Your father's insurance is ready.
Please check the name, the amount and the date.
If everything is correct, please sign here.
Here is the receipt proving that you've received this $2 million cheque.
As insurance for your father's death.
He'll talk to us about the recent stock market.
Martin, the Hang-Seng Index has rocketed to 31,638.
A new historical height.
Almost touching 32,000.
Martin, what do you predict for tomorrow?
Excuse me, driver, how long will it take?
The traffic is bad down here.
If we can move to that highway
about 20 minutes.
Thanks. Could you please tum down the radio a bit?
Hello? Nelson, this is Miss Cheng.
I'm sorry I'm held up by traffic.
I'll be there as soon as possible.
Please apologise to the seller for me.
Excuse me.
Sorry I'm late.
Why are you so late?
The owners have changed their minds.
Why? Let me speak to them.
They're asking for a higher price.
They'd rather pay you back the deposit.
I don't want my deposit back.
I just want to buy the flat.
Why are they suddenly raising their price?
They think it could be more than 50% higher than the current price.
Miss Cheng.
Mr and Mrs Tsang, You can't do this to me!
I've already paid the deposit.
You told me to come and sign the contract today.
What do you mean?
They have decided to hold on to it.
They will pay you back the deposit.
I don't want the money All I want is the flat!
Miss Cheng, please calm yourself.
Otherwise, we'll call the police.
Mr and Mrs Tsang. Listen to me.
Give me a minute. Please stay.
Don't stand in my way.
Please... I'm begging you... just give me one minute.
Sis... Sis...
What's the matter?
Are you alright?
I'm fine.
I'm off to bed now. You should too, don't be too late.
Police! Open the door
I know there's someone in there.
Open the door!
Miss, what took you so long?
Sorry I was asleep. I didn't hear you.
There's been a complaint about the noise in here.
We're hereto check it out.
Oh, I forgot to tum off the music.
You can sleep with all that noise?
I just fell asleep after taking flu medication.
What happened to your face?
Did someone hit you?
No. I just fell down.
I'm Tine. Thanks for your concern, Sir.
Fell down? And hurt yourself so much?
Miss, let us come in and have a look.
Thanks, but it's alright, Sir.
Look out.
Put down your knife!
Or I'll shoot you.
Freeze! Just put down the knife!
Put your hands on your head.
Put down the knife, or I'll shoot.
Don't move.
Shit! What the hell?!
Miss, I'm driving...
But listen. Fuck you.
I don't fucking want anything.
Stop fucking calling all the time!
I 'II say it for the last time: Stop harassing me!
I honestly don't want anything thanks.
You're welcome, Mr To.
We're offering very low interest.
And you don't start paying interest until you buy it.
Have you thought of investing your money properly?
Or spending it on traveling?
Fuck you!
Hello, Nelson.
Yes, Miss Cheng I've spoken to Mr and Mrs [sang.
Have you? What did they think?
They agreed with you. The price can be lower.
How much?
We've talked about it.
They said HK$4.9 million. What do you think?
$4.9 million?
Yes, what do you think?
Have they read the latest 7-weekly?
What? I haven't.
I just bought a copy.
A mass murder of 11, with one pregnant woman.
11 dead bodies, 12 lives.
Don't we all want to make this deal?
I know and honestly we've discussed this for a long time.
The Tsangs are nice people.
Otherwise I wouldn't be talking to you right now.
I understand. So how much are you suggesting?
If you ask me,
I'd say HK$3.9 million.
Or just forget everything. No deal.
What? 3.9 million?
That means...
A difference of 1.3 million?
Exactly A reduction of HK$1.3million.
That sounds unlikely.
Why don't you talk to them first?
Will you think again?
In fact, all my friends think,
even at 3.9 million,
I would still be crazy to accept it.
I understand. Let me try
I'll talk to them. OK?
Alright. Talk to them first.
I'm in no hurry
I understand. I 'II let you know.
I 'II call them right away.
Good... talk to you later. Thank you, Nelson.
Hello? Miss.
May I know if I am speaking to Jane Lau?
How are you? I am calling from Jetway Bank.
You've been chosen as...
You been waiting long?
Yes, very long.
It's Friday All the hotels are full. Come on, get in the car.
Hey what's the matter?
We're through, arseholel.
What happened?
Hey! There really are no rooms left.
Excuse me. Miss Cheng.
What's the matter?
With the closet in the bedroom, there is no room for the bed.
What should we do?
Americas subprime mortgage crisis, triggered last July has now spread globally.
Financial firms on both sides of the Atlantic have been proven vulnerable,
resulting in a global stock market crash.
In the US, more borrowers have stopped repaying their mortgages.
Major companies such as UBS, Citibank Merrill Lynch,
Morgan Stanley and Lehman Brothers, have recorded huge losses.
This subprime mortgage crisis could trigger a credit crunch,
bringing recession to businesses and property markets worldwide.
Investment opportunities in 2008 look very gloomy.
Under these circumstances,
the market ls extremely volatile, with the worst yet to come.
Additional subtitling by Viv Chan & Wing-Ho Lin.
What should we do?